Debra received a trial plan in the amount of $1480.10. Her contractual payments were $1675.26 and this is a savings of $195.16 per month. The client is happy with this agreement and will continue to make her payments on this trial.
Freddie received a modification agreement that requires her to make a payment of $1396.05 starting 3/1/2014. Her payment was $1780.16 and was reduced to $1396.05. That is a savings of $384.11 per month!
Christopher had a monthly payment of $1575.32 and an interest rate of 8.000% before his modification. His payment is not $1534.40 and his interest rate is much lower at 4.125%
Irene received a Department of Justice modification agreement that requires her to make a monthly payment of $801.61 starting 4/1/2014. Her payment was $834.63 and was decreased to $801.61. She also received a principle forgiveness of $12, 920.96 and a lower interest rate of 2.00%.
James went from his Original Payment of $3,768.87. Now look what he’s paying $2,241.82
John was 55 payments past due and was approved for a Department of Justice reducing his Principal Balance by $463,376.65!!!
James and Sabrina have been approved for a HAMP Modification. Payment was $1621.83 is now $1504.53. A savings of $117.30 a month
Fernando’s hardship involved being unemployed during the year 2011. He received a trial offer from the lender in mid-2012, but he defaulted again. We placed his file back into review after defaulting on the first modification offer and received this new offer.
Payment increased from $2,570 and new trial payment is $2,775.08, an increase of $205.08. This is due to the substantial gross income he was receiving of $16,377.00. Based upon his income his payment should have been $5,076 per month therefore this is a great plan.
Thomas experienced a hardship where his salary was cut dramatically due to the slow economy. He is extremely happy with his new plan!
Mark was approved for In-house Modification, Old: $6,292.42, New: $4,343.54, saving $1,948.88. Mark fell behind initially due to him having to deal with a reduced income.
Marvin was approved for a Modification, Principle reduction of $32,527.37, Payment went from $989.71 to $914.74, which is a difference of $74.97, Current past due is 20,329.51 with 19 mos past due.
Successful case with Bank of America, Joseph was one year behind and received a trial plan offer for a modification.
Maria received a Modification. Payment went from $1,861.56 to $1,762.17, a savings of $99.39 a month. With a principal reduction of $15,630.70
George and Linda were approved for an FHA HAMP modification with a 3 month trial plan. Previous mortgage payment as $1693.54 and was reduced to $1,582.46, a savings of $111.08 every month!
Kay was 2 years behind on her Mortgage due to her Husband suffering from an illness that led medical bills and other expenses to pile up. She received a Modification. Payment went from $1,612.69 to $1,395.14, a savings of $217.55 a month
Old: $2,064.38, New: $1820.93 (insurance included), that is a monthly saving of $243.45, Old Rate: 5.875%, New Rate: 2.000%
Mindy has been approved for a HAMP mod, payment reduced from $669.29 to $497.43 (escrowed), was past due for 49 months/$31,805.51
Clarence was paying $1588.06 each month. His modification gave him 2 options to choose from, a 40 year mortgage at $1315.99, or a 30 year mortgage at $1389.33. With either choice he is saving money each month!
Josette was approved for a FHA HAMP Modification. $2414.26 Current past due is $68,279.10 with 28 months behind, Modification will bring loan current. Payment went from $2442.48 to $2414.26 which is a difference of $28.22.
Successful case with Bank of America, client was several months behind, but was able to received a Modification.
Jose was 19 months past due after suffering a rough hardship he was approved for a modification with a new payment of $852.80 (old payment $1052.88)
Brian received a modification agreement that requires him to make payment of $972.05 for 3 months starting 11/1/2013. The payment was $1442.00 and was reduced to $972.05. This is a savings of $469.95 per month.
Charles was approved for Capitalization Modification.Payments are $736.54 and the payments are escrowed. Client is 10 months behind in the amount of $6,791.48. previous payments were $666.65// payments went up $69.89
Anh received a trial plan is very happy with his new plan. Their current payment was $1,261.67 and new trial payment is $1,164.35 which is a savings of $97.32. The biggest issue was a language barrier and Anh does not speak English well and was the biggest issue with him and the bank communicating in the past.
Department of Justice appeal. 2% interest rate, $40,000 principal forgiven & $40,000 principal deferred.
Nuno received a Modification. Payment went from $2,102.20 to $ 1,459.11, a savings of $643.09 a month.
Borrower has been approved for a Partial Claim Modification, New Payment is 1,534.87 (escrowed), Old Payment was $1586.41, The delinquent amount will be put to the back end and will become due once the principal is paid and the borrower has the option to set up payment arrangements rather than paying it in full
Paul was very pleased with his new plan. His current payment was $1670 and new trial payment is $1334.61 which is a savings of $335.39.
Sara has nothing but smiles with her new plan. Her current payment was $1458.26 and new trial payment is $1141.85 which is a savings of $316.41.
Thomas was approved for HAMP, Payment was $2470.28, is now $1893.82, a difference of $576.46. Current past due $27173.08 with 11 months behind.
Ernest had a payment of $1395.34 and it decreased to $1028.85. This is a savings of $366.49 and Ernest is very happy with the new results.
Successful case with Bank of America, Bruce was 36+ months behind and received a trial plan offer for a modification.
Melvin and Angie came to us over 3 years past due on their mortgage payments. We helped them get a HAMP modification that lowered their payment from $2442.52 per month to $2031.44 which is a savings of $411.08 every month!
Mary was paying $951.28 on her mortgage each month. Modification lowered her payment to $882.77, saving her $68.51 each month.
John & Elizabeth had an interest rate of 5.0%, and a payment of $2483.45. They fell 3 years behind after having some financial issues. Modification brought them current, allowing them to remain in their home, and also lowered their payment to $1204.33, saving them $1279.12 every month. This is a monthly savings of 51.5%! Their interest rate was also cut more than in half, down to 2.0%.
Nathan fell 14 months behind after having some financial difficulties. His modification raised his payment from $1354.16 to $1529.20, and allowed him to save his home from foreclosure.
Salvador & Noelia’s payment was lowered from $2088.98 to $1582.51, saving them $506.47 each month.
James & Tina were initially paying $1515.10 each month on their mortgage. Their modification lowered their payment by $221.04, and now they pay only $1294.06 each month.
William was paying $1179.00 a month on his mortgage. He now pays $993.75, a monthly savings of $203.25.
These testimonials or endorsements do not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter.