PennyMac

Arizona

David & Kari were initially paying $1795.00 a month on their mortgage. Their modification raised their payment to $1838.01, but allowed them to remain in their home after falling over a year behind.

New Jersey

Tamara fell behind after having unexpected expenses pop up. Her modification brought her current, and lowered both her payment and interest rate slightly. Her interest rate fell from 4.25% to 4.00%, and her payment fell from $1884.18 to $1882.04.

Pennsylvania

Gregory and Stacey are saving $112.55 each month. Their payment fell from $841.97 to $729.42. Their interest rate was also lowered from 8.00% to 6.25%.

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